Maybank Fixed Deposit Promotion July 2026: Up to 3.65%

If you’ve been shopping around for a fixed deposit promotion and spotted Maybank’s latest rates, you already know the numbers can look tempting — but comparing them across countries and product types isn’t always straightforward. This article breaks down Maybank’s dual-market fixed deposit promotions for July 2026, comparing Malaysia’s e-Islamic FD-i campaign offering up to 3.65% p.a. with Singapore’s SGD Time Deposit promotion at up to 1.55% p.a., and shows how both stack up against top competitors in each country.

Current Maybank eIFD-i Rate (Malaysia): up to 3.65% p.a. ·
Promotion Period (Malaysia): 1 July – 31 August 2026 ·
Minimum Deposit (Malaysia): RM1,000 ·
Maybank SGD Time Deposit Rate (Singapore): up to 1.55% p.a.

Key facts at a glance

Here is a summary of the key rates and details for Maybank’s current fixed deposit promotions.

What is Maybank’s fixed deposit rate now?

Current Maybank FD rates for different tenures

Maybank Malaysia’s standard fixed deposit rates (effective from 15 April 2026) range from 1.75% for 1–2 months to 2.05% for 36–60 months, according to the official Maybank Malaysia rates page. The promotional e-Islamic Fixed Deposit-i (eIFD-i) campaign, running from 1 July to 31 August 2026, offers significantly higher rates: up to 3.65% p.a. for 12-month placements, with a minimum deposit of RM1,000 (Maybank Malaysia – eIFD-i page).

“The e-Islamic Fixed Deposit-i promotion offers up to 3.65% p.a. for 12-month placements.” — Maybank Malaysia

Is the e-Islamic Fixed Deposit-i rate available to all customers?

Yes — the promotion is open to all individual customers (both Muslim and non-Muslim) who place deposits online via Maybank2u. The placement mechanism uses FPX transfer from another bank, and the entire process is digital (Maybank Malaysia).

What is the rate for Maybank Premier customers?

Maybank Premier clients are eligible for preferential fixed deposit rates that are not publicly listed on the standard rate table. You need to contact a Premier relationship manager or check the Premier portal for exact figures (Maybank Malaysia rates page).

The implication: the eIFD-i promotion is the best option for most savers in Malaysia.

What is the latest FD promotion in Maybank?

Campaign period and eligibility

• Malaysia: e-Islamic Fixed Deposit-i (eIFD-i) – 1 July to 31 August 2026. Minimum RM1,000, rates up to 3.65% p.a. (Maybank Malaysia promotion page).
• Singapore: SGD Time Deposit promotion – standalone rate up to 1.40% p.a. for 12 months (fresh funds), and a Deposits Bundle Promotion offering up to 1.55% p.a. (Maybank Singapore; Growbeansprout – comparison).

How to apply for the promotion

1. Log in to Maybank2u (Malaysia) or Maybank2u Singapore.
2. Navigate to the Fixed Deposit section and select “e-Islamic Fixed Deposit-i” (Malaysia) or “Time Deposit” (Singapore).
3. Choose your preferred tenure (3, 6, 9, or 12 months; rates vary).
4. Enter the deposit amount (minimum RM1,000 in Malaysia, S$20,000 in Singapore for the standalone promotion).
5. Complete the placement via FPX transfer (Malaysia) or funds transfer (Singapore). The promotional rate is locked in at the time of placement.

The pattern: the online-only requirement is the key condition to capture the higher rate.

Which bank has the highest fixed deposit rate in Malaysia?

How do Maybank rates compare with CIMB, Hong Leong, BOC?

Maybank’s 3.65% for 12 months is competitive, but not always the highest. According to StashAway’s Malaysia fixed deposit rate tracker (June 2026), other banks periodically offer higher rates for specific tenures:

Three banks, one pattern: promotional rates vary by tenure, and the highest rate often shifts month to month.

The implication: Maybank’s 3.65% for 12 months is among the best for that tenure, but if you’re flexible on tenure, check CIMB’s 6-month offer or Hong Leong’s latest promotion.

Which bank in Singapore has the highest fixed deposit rate?

Maybank Singapore vs OCBC, UOB, DBS

Maybank Singapore’s Deposits Bundle Promotion (up to 1.55% for 12 months) is considered “one of the higher local rates” according to StashAway Singapore’s fixed deposit comparison. However, other banks also frequently compete with similar or slightly better offerings for fresh funds.

“Our Deposits Bundle Promotion can reach up to 1.55% p.a. for 12-month tenures.” — Maybank Singapore

Four banks, two patterns: bundle-linked promos tend to beat standalone rates, and the highest rate often comes with conditions (e.g., minimum deposit of S$20,000 or a deposits bundle).

Why this matters: In Singapore, the difference between the best and typical rate is narrow — often 0.1–0.2 percentage points. Maybank’s bundle promo is competitive, but you must meet the bundle requirement (e.g., pairing with a savings account).

What is the best fixed deposit in Maybank?

Differences between e-Islamic FD-i and regular FD

The e-Islamic FD-i uses a Shariah-compliant contract (Mudharabah), but functionally works like a conventional FD with fixed profit rates. The promotional eIFD-i rates are significantly higher than standard Maybank FD rates — for example, 3.65% vs 1.95% for 12 months. The only catch is that it’s online-only via Maybank2u (Maybank Malaysia).

Which Maybank FD product offers the best rate for seniors?

As of July 2026, no separate senior citizen promotion has been announced by Maybank. Seniors can access the same eIFD-i promotion as other customers. If you are a Maybank Premier customer (even if senior), you may ask for a preferential rate. The standard rate page does not list age-specific tiers.

Should I choose Maybank or another bank?

If you value convenience and already have a Maybank account, the eIFD-i campaign is an excellent option, especially for 12-month tenure. For savers willing to chase the very best rate across a single tenure, check aggregator sites like StashAway Malaysia or Stable Money for updated leaderboards.

The catch: the extra gain is small, so Maybank’s simplicity may be worth it for most savers.

Timeline of Maybank FD promotions (2026)

• 1 July 2026 – Maybank Malaysia eIFD-i campaign starts (rates up to 3.65% p.a.)
• 15 July 2026 – Maybank Singapore SGD Time Deposit bundle promotion reported at up to 1.55% p.a.
• 31 August 2026 – Maybank Malaysia eIFD-i campaign ends; deposits placed during the promo continue earning the promo rate until maturity
• September 2026 – New promotion cycle expected; standard board rates remain unchanged until further notice

The pattern: the Malaysian campaign has a fixed window, while Singapore’s may change without notice.

Clarity: What we know vs what’s uncertain

Confirmed facts

• Maybank Malaysia eIFD-i promotion offers up to 3.65% p.a. from 1 July to 31 August 2026 (Maybank Malaysia)
• Minimum deposit RM1,000, placement online-only via Maybank2u.
• Maybank Singapore SGD TD standalone rate is 1.40% p.a. for 12 months (fresh funds, minimum S$20,000) (Maybank Singapore)
• Maybank Singapore Deposits Bundle Promotion can reach 1.55% p.a. for 12 months (Growbeansprout – comparison)
• Maybank Premier customers can negotiate for better rates (no public table).

What’s unclear

• Whether a specific senior citizen promotion exists — not found in official sources as of July 2026.
• Whether Maybank will offer a similar campaign after 31 August or at a different rate.
• Exact maximum deposit limit for the eIFD-i promotion (not published on the promotion page).
• Whether the Singapore bundle promotion will be extended or adjusted in coming months.

The implication: uncertainty remains about future offers, but the current terms are clear.

Summary

Maybank’s dual-market fixed deposit promotions give savers in Malaysia and Singapore a clear, short-term opportunity to lock in above-board rates. In Malaysia, the eIFD-i campaign at 3.65% for 12 months is among the best offers from a major bank this July. For Singaporeans, the bundle promo at up to 1.55% is competitive but comes with a bundling condition. For a Malaysian saver, the choice is straightforward: place RM1,000 online before 31 August to capture the rate. For a Singaporean saver, compare the bundle requirement against standalone rates at OCBC or UOB — and decide whether the extra 0.15% is worth tying up S$20,000 in a bundle.

Related reading: Maybank Malaysia e-Islamic Fixed Deposit-i campaign rates · Maybank Singapore SGD Time Deposit promotion rates

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