UOB 60,000 Miles Offer: Visa Infinite Metal Review

The UOB Visa Infinite Metal Card has quietly dropped its sign-up bonus from 80,000 to 60,000 miles — and the clock is ticking on its unlimited lounge access benefit. Before 30 June 2026, new applicants can still grab the full welcome offer, but from 1 June 2026 the card’s flagship perk turns from unlimited visits to just 12 passes per year. Here is exactly what you are getting, what you are giving up, and who this card was built for.

Welcome Bonus: Up to 60,000 miles · Minimum Spend: S$4,000 within 30 days · Lounge Access: Unlimited (ends June 2026) · Earn Rate: Up to 2.4 miles per S$1 · Offer End Date: 30 June 2026

The table below summarizes the card’s core specifications at a glance.

“Infinite indulgence awaits. Get up to 60,000 air miles when you apply.”

— UOB Singapore Official

Which UOB credit card is the best for miles?

The UOB Visa Infinite Metal Card sits at the top of UOB’s miles-earning lineup. Its 1.4 miles per S$1 on local spend and 2.4 miles per S$1 on foreign currency transactions make it competitive among premium Singapore cards, though the headline earn rate depends on how your spending falls within UOB’s S$5 block system: 3.5 UNI$ per S$5 local (1.4 mpd) and 6 UNI$ per S$5 foreign (2.4 mpd) (The MileLion earn rate analysis). The welcome bonus of 60,000 miles substantially outpaces what lower-tier UOB cards offer, and the renewal bonus of 25,000 miles — potentially 40,000 with enough annual spend — gives long-term holders a meaningful mileage top-up each year (UOB Singapore Official).

UOB Visa Infinite Metal Card miles earn rate

The earn rate is structured around UNI$ blocks, not raw spend percentages. This matters because smaller transactions can leave unspent portions of S$5 blocks on the table. For a cardholder who charges S$50,000 annually — a reasonable figure for someone hitting renewal bonus thresholds — the difference between 1.4 and 2.4 mpd on the foreign portion alone can amount to thousands of miles over a year. Linking a KrisFlyer UOB Account can push effective earn rates higher under certain conditions, though that configuration requires careful setup (The MileLion earn rate analysis).

Comparison with other UOB miles cards

Compared to cards like the UOB PRVI Miles, the Visa Infinite Metal Card carries a steeper annual fee (S$654 versus S$240+ for lower-tier options) but delivers materially more miles per dollar and a richer suite of lifestyle perks — unlimited lounge access, concierge service, and golf privileges among them. The income floor of S$120,000 also filters out casual credit card users, making the card an deliberate choice for high-earning travellers.

Is a UOB miles card worth it for me?

The answer hinges on two variables: how much you spend each year, and whether you actually use the non-mileage perks. The card’s annual fee of S$654 is non-waivable, which means you should be netting at least 25,000 miles from the renewal bonus plus supplementary perks (lounge, insurance, dining discounts) to justify the outlay. The welcome bonus alone — worth roughly 60,000 miles at typical redemption values — can offset multiple years of fees if you apply before the offer closes.

Pros and cons of UOB Visa Infinite Metal Card

Minimum income and eligibility

The S$120,000 annual income floor is the single biggest gate for most applicants. This figure aligns with other premium Visa Infinite cards in Singapore like HSBC’s equivalent product. If your income sits closer to S$30,000–S$60,000 range, cards like the Citi PremierMiles (S$30K income threshold) make more sense — you sacrifice some earn rates but gain broader eligibility. Additionally, the new-to-bank requirement now mandates 12 months without any primary UOB card, up from 6 months previously (Mainly Miles eligibility update).

How do I redeem my UOB miles?

UOB earns miles as UNI$, which accumulate in S$5 transaction blocks. To convert UNI$ into airline miles, cardholders use the UOB Rewards redemption portal. The S$25 conversion fee for moving UNI$ to KrisFlyer miles is currently waived for Visa Infinite Metal Card holders, a perk worth noting since this fee normally nibbles into redemption value (Mainly Miles miles conversion guide). Miles do not expire via the UNI$ pooling mechanism, meaning accumulated miles survive across years without forced redemption pressure.

Redemption options

The primary route is KrisFlyer conversion for Singapore Airlines awards, but miles can also transfer to other airline programs through UOB’s partners. The conversion ratio depends on the specific program, and readers should check current rates on the UOB website, as these change periodically.

Miles expiry policy

Unlike some rival programs that impose rolling expiry windows, UOB miles (as UNI$) do not expire as long as the account remains active and miles are pooled. This makes the card suitable for sporadic spenders who may not hit the card every month — your mileage balance won’t evaporate if life gets busy. For broader context on transferring points across programs, see our Citi ThankYou Points to Miles Guide.

“The card’s key benefit – unlimited lounge access for you and one guest – will be reduced to 12 annual visits from June 2026.”

— Mainly Miles, miles blog covering Singapore credit cards

Which UOB card has lounge access?

The UOB Visa Infinite Metal Card is the only UOB card that currently offers unlimited DragonPass lounge access for the primary cardholder and one guest. This access covers over 1,400 lounges worldwide and is managed through the Airport Companion app by DragonPass (UOB Singapore Official DragonPass details). There is a 2-hour fair usage window between lounge visits, meaning you cannot chain consecutive lounge sessions without a layover gap.

Visa Infinite Metal Card lounge details

Cardholders receive a DragonPass membership automatically upon card approval. Access is not restricted to Singapore — the program covers lounges globally, which makes the card valuable for frequent international travellers. Additionally, DragonPass offers 25% discounts at airport restaurants and 5% off limousine or meet-and-greet services, extending the program’s value beyond pure lounge entry (UOB Singapore Official DragonPass details).

Upcoming changes to unlimited access

From 1 June 2026, the unlimited model ends. Cardholders will receive 12 complimentary passes per membership year — enough for solo travel or a handful of couple trips, but a dramatic reduction for those who have been using the lounge weekly. This change, announced by UOB, affects all cardholders equally. Industry commentators have noted this follows a broader trend among Singapore issuers to tighten premium perks as the cost of unlimited lounge access has grown (Sethisfy lounge access changes coverage).

How to waive off UOB annual fee?

The short answer for the Visa Infinite Metal Card is: you generally cannot. The S$654 annual fee is explicitly non-waivable, which distinguishes this product from lower-tier UOB cards that occasionally offer fee waivers tied to spend thresholds or promotional windows. The non-waivable nature reflects the card’s positioning as a premium product where the fee is part of the value exchange.

Waiver strategies

For readers holding other UOB cards, a strategy some employ is timing a new Visa Infinite Metal Card application to coincide with a promotional waiver period on a companion card — but this approach does not apply to the Metal Card itself, which maintains its non-waivable status regardless of your overall UOB relationship.

Fee waiver promotions

UOB has not publicly offered a fee waiver promotion for this specific card in recent years. The renewal bonus of 25,000 miles (and up to 40,000 with S$100,000 spend) partially offsets the cost, but UOB has not signaled any intent to introduce discretionary waivers. For comparison with other issuers’ fee waiver approaches, see our Waive Annual Fee DBS Guide.

The trade-off: the annual fee is a fixed cost you need to factor into your decision from year one. If the S$654 outlay feels uncomfortable, the card is not the right fit — the welcome and renewal bonuses offset fees historically, but not through any guaranteed mechanism.

UOB Visa Infinite Metal Card vs. the competition

The table below positions the card against two key Singapore competitors in the premium miles card space.

Three products, three audiences: the UOB Visa Infinite Metal targets high-income heavy spenders who want the premium bundle. HSBC’s offering sits in a similar income bracket but with less aggressive earn rates on record. Citi PremierMiles casts a wider net with a S$30K income floor, making it accessible to mid-income earners who still want airline miles without the premium fee commitment.

A step-by-step guide to applying

Applying for the UOB Visa Infinite Metal Card involves a structured process that most approved applicants complete within days.

1. Check eligibility first — confirm your annual income meets the S$120,000 requirement and that you have had no primary UOB card for at least 12 months.
2. Gather documentation — prepare your NRIC, latest income tax notice or payslip, and any other supporting documents UOB may request.
3. Apply online via UOB’s portal — submit your application at the official UOB promotions page. Avoid third-party brokers who may add processing delays.
4. Track your application status — UOB typically responds within 3–5 business days for complete submissions.
5. Activate your card and meet the spend threshold — once approved, ensure you charge S$4,000 within 30 days to trigger the 60,000-mile bonus.

The pattern: applicants who prepare documents upfront tend to receive faster approvals. Incomplete applications are the most common cause of delays.